You have likely seen the news about Target and their customer debit and credit card information being hacked.  The link below is to a good article explaining how consumer credit protections apply to debit card versus credit cards.  I hope you find it helpful.

http://money.cnn.com/2013/12/20/pf/expert/debit-credit-cards/index.html?iid=HP_LN

Feel free to contact me if you have any questions!

Although information herein has been obtained from sources deemed reliable, its accuracy and completeness are not asserted. All opinions and estimates included in this report constitute the judgment of the financial advisor as of the dates indicated and are subject to change without notice. This report is for informational purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security.