Equifax Hack

You have probably heard the Equifax, one of the 3 largest credit bureaus, was hacked.  The hack exposed names, Social Security numbers, addresses, birth dates, and driver’s license numbers—all critical pieces of information used by identity thieves to impersonate people and conduct fraud.

Here’s what you need to do immediately to safeguard your information.

Was I affected?

You can see if you were a victim of Equifax’s hack by visiting equifaxsecurity2017.com/potential-impact/ and entering your last name and last six digits of your Social Security number.

If they indicate you may have been affected (I was) you will see a message like this:

equifax

Equifax is offering any consumer who’s information may have been compromised Identify Theft Protection and Credit File Monitoring free of charge through their TrustedID Premier Service.  If you get a message like the one above, click on the Enroll button.

You will then get a message that indicates what date you can enroll in the TrustedID Premier service via this link    https://www.equifaxsecurity2017.com/enroll/

Regardless of whether you were affected by this Equifax hack, we strongly recommend you freeze your credit at each of the three credit bureaus.

A security freeze, also called a credit freeze, locks your credit file at each bureau with a special PIN that only you know. That PIN must be used in order for anyone to access your credit file, or add new credit in your name.

To set up a security freeze you must contact all three of the credit bureaus individually. This process can be done online or over the phone. You will be asked some questions to confirm your identity but it only takes a few minutes.

We recommend beginning with Experian and Transunion as Equifax’s website is currently receiving high traffic.

You can freeze your credit by using the following phone numbers and links:

We also recommend you check all of your bank and credit card accounts online regularly for the next several weeks.

Please call us if you have any questions about this information.

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